NatWest offers 3.82% on “top” savings account | Personal finance | Finance

Savers will be able to earn up to 3.82% AER interest per annum (variable) on their regular digital saver. People can earn this interest on their first £1,000 in the account.

As the cost of living crisis continues to soar, many families will be looking for ways to make their money work harder.

Although inflation is so high and interest rates are low, Britons are encouraged to check the best rates to ensure that any money in the banks is at the best rate available.

NatWest raised interest rates on a range of its products following the Bank of England’s base rate increase.

The Digital Regular Saver account offers customers the opportunity to get a rate of 3.82% AER pa (variable).

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The Digital Regular Saver has been named “Top Pick” by Martin Lewis’ Money Saving Expert website.

To benefit from this attractive interest rate, people will need to be able to regularly commit to saving between £1 and £150 per month.

Customers can change the exact amount they deposit into the account each month.

Once the first savings target of £1,000 is reached, the interest rate offered to savers decreases.


Customers who activate Round Ups before 5.30pm on November 3 will automatically be entered into a raffle, for a chance to win one of 10 prizes of £1,000.

A Digital Regular Saver can be opened online or via the mobile app.

People can manage their account on the mobile app, online, in branch or over the phone.

There is no maximum balance limit, however the higher interest rate will only apply to balances up to and including £1000.

New NatWest Savings Rates:

  • Earn 3.75% gross interest per annum on the first £1,000,
  • 0.50% on balances from £1,001 to £5,000
  • Earn 0.40% on any amount over £5,000.